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# FAC Direct

Health Insurance New Zealand

## Sitemaps

- [XML Sitemap](https://facdirect.co.nz/sitemap.xml): Contains all public & indexable URLs for this website.

## Pages

- [Home](https://facdirect.co.nz/) - nib health insurance plans. nib health insurance quote and policies comparison online. nib medical insurance costs compare. Get nib promotional code.
- [nib Health Insurance](https://facdirect.co.nz/nib-ultimate-health-max-insurance/) - nib ultimate health max insurance
- [Ultimate Health and Ultimate Health Max](https://facdirect.co.nz/nib-health-insurance-ultimate-health-ultimate-health-max-insurance/) - nib's best medical health insurance policy the nib Ultimate Health and nib Ultimate Health Max.
- [nib health insurance](https://facdirect.co.nz/besthealthinsurancenz/) - nib Health Insurance Plans Which nib health insurance plan is the best? We received countless enquiries about what are the differences between the 'Standard Hospital' or 'Premium Hospital' plans (nib's entry level policies range) and nib best health insurance plan the Ultimate Health Max At a glance: [table id=5 /]
- [Easy Health Insurance](https://facdirect.co.nz/easy-health-insurance-2/) - nib Health Insurance provides you and your family with comprehensive medical insurance, including expensive medical costs, and some pre-existing conditions.
- [Terms of Use](https://facdirect.co.nz/legal-disclaimer/) - FAC Direct website - Terms of Use No Personalised Advice. Without attempting to limit the provisions of the Financial Advisers Act, you accept that FAC Direct website does not provide any Financial Adviser Service which is a personalised service within the meaning of that Act. Choosing a policy. The tools provided to help you
- [Jacob Cohen - Full Disclosure statement](https://facdirect.co.nz/jacob1/) - Who am I? My name is Jacob Cohen FSP Number 235705 I am licensed and regulated by the Financial Markets Authority to provide financial advice. I am providing advice on behalf of Family Assurance Centre. Contact details: Telephone Number +64 21 031 07 16 Address 108 Kerikri Rd, Kerikeri Email address info@facdirect.co.nz Website www.facdirect.co.nz Nature
- [Disclosure statement](https://facdirect.co.nz/disclosure/) - License Information FAP name: Family Assurance Centre Limited FSP Number 726477 trading as FAC Direct, holds a license from the Financial Markets Authority, to provide financial advice. Contact details Call: 093900038 Email: info@facdirect.co.nz Write to: PO Box 15, Kerikeri Choosing your health insurance policy Family Assurance Centre Ltd does not ordinarily provide regulated financial advice within the meaning
- [nib Ultimate Health and nib Ultimate Health Max medical insurance policies](https://facdirect.co.nz/ultimate-health-and-ultimate-health-max-2-2/) - Which nib health insurance plan is the best? We received countless enquiries about what are the differences between nib's entry level plans ‘Hospital plan/Everyday plan’ and nib Ultimate Health Max policy. At a glance: See policy documents for full details. Visit Orthodox Christian Church New Zealand
- [About Us](https://facdirect.co.nz/about-us-2/) - Visit
- [Jacob Cohen - Full Disclosure statement](https://facdirect.co.nz/jacob-cohen-full-disclosure-statement2/) - Jacob Cohen – Disclosure statement Who am I? My name is Jacob Cohen FSP Number 235705 I am licensed and regulated by the Financial Markets Authority to provide financial advice. I am providing advice on behalf of Family Assurance Centre. Contact details: Telephone Number +64 21 031 07 16 Address 108 Kerikri Rd, Kerikeri Email
- [Website Security & Privacy](https://facdirect.co.nz/privacy-policy/) - This information explains how we comply with applicable privacy requirements and sets out minimum standards for how we deal with personal information collected and used by us. This information may be updated from time to time and should be read in the context of any additional specific information such as that provided in privacy policies
- [Complaint Disclosure Statement](https://facdirect.co.nz/complaints/) - Your complaint has been received. We are keen to resolve your complaint as quickly as we can and clear up any misunderstandings. We are currently gathering information about your complaint and may contact you again to obtain further information. We aim to resolve complaints within 10 working days of receiving them. If we need more
- [Jacob Cohen - Public Disclosure Statement](https://facdirect.co.nz/jacob/) - Who am I? My name is Jacob Cohen FSP Number 235705 I am licensed and regulated by the Financial Markets Authority to provide financial advice. I am providing advice on behalf of Family Assurance Centre. Contact details: Telephone Number +64 21 031 07 16 Address 108 Kerikri Rd, Kerikeri Email address info@facdirect.co.nz Website www.facdirect.co.nz Nature
- [Contact Us](https://facdirect.co.nz/contact-us/) - Need health insurance advice? Email Us: info@facdirect.co.nz or Phone: 093900033 today!
- [health-insurance-advise](https://facdirect.co.nz/health-insurance-advise-2/)
- [nib Health Insurance Quote | Ultimate Health Max  | Ultimate Health | Easy Health](https://facdirect.co.nz/healthinsurancequotesonline-2/) - nib health insurance quote
- [health-insurance-quotes-from-other-providers](https://facdirect.co.nz/health-insurance-quotes-from-other-providers-2/)
- [nib Ultimate Health insurance & nib Ultimate Health Max policies](https://facdirect.co.nz/nib-ultimate-health-ultimate-health-max-insurance-2/) - nib HEALTH INSURANCE PROMOTION Which nib health insurance policy is the best? We received countless enquiries about what are the differences between the 'Standard Hospital' or 'Premium Hospital' plans (nib's entry level policies range) and the 'Ultimate Health Max' Policy. At a glance: [table id=5 /]
- [Ultimate Health™ & Ultimate Health Max™ Quote](https://facdirect.co.nz/ultimate-health-quotes/) - Get quotes and apply for nib health insurance best policies the Ultimate Health Max & nib Ultimate Health
- [Health Insurance Quotes Online](https://facdirect.co.nz/m_nib_health-insurance/) - Compare health insurance plans quote and policies
- [nib-other-prolicies](https://facdirect.co.nz/nib-other-prolicies/)
- [Ultimate_Health_Max_comparison_pdf](https://facdirect.co.nz/ultimate_health_max_comparison_pdf/) - BACK
- [Easy Health Insurance Quotes](https://facdirect.co.nz/health-insurance-quotes/) - nib has been given a financial strength rating of A- (Strong) by S&P Global Ratings Australia Pty Ltd. If you prefer a different insurance company or different nib health insurance plan feel free to Contact Us and we will be more than happy to assist you and arrange your preferred plan at our special discounted rates when

## Form Preview

- [Form Preview](https://facdirect.co.nz/?gplp=preview)

## Ultimate Health

- [](https://facdirect.co.nz/ultimate_health/specialists-test/) - Ultimate Health & Ultimate Health Max base plans covers specialist consultations if they are related to hospitlalisation. If you want specialist consultations to be covered at all times, then this is a great add-on to your policy. Covers unlimited registered specialists consultations or vocational GP consultations. You won't pay any excess for claims under this
- [](https://facdirect.co.nz/ultimate_health/dental-optical-option/) - Dental & Optical Ideal if you have regular trips to the dentists and optometrist. See policy documents for full details.
- [Which health insurance policy is best?](https://facdirect.co.nz/ultimate_health/why-ultimate-health-plans/) - We received countless enquiries about what are the differences between the Hospital Plans: 'Standard'/'Premium' (entry level policies range) and nib's best policies the Ultimate Health & Ultimate Health Max. At a glance; Hospital Cover - Standard/Premium Ultimate Health / Ultimate Health Max Cancer Treatments Up to $200,000 Up to $300,000 Everyday benefits Pays back
- [](https://facdirect.co.nz/ultimate_health/loyalty-bonus/) - A voluntary excess is where you can choose a higher excess for a lower premium. For example, if you select $500 excess and the hospital bill is $35,000, you pay $500 and the Insurer pay $34,500. The base plan excess on Ultimate Health & Ultimate Health Max policies does not apply for the Specialist, Everyday
- [](https://facdirect.co.nz/ultimate_health/gp-option/) - Everyday cover Pays back 100% of the costs of some day-to-day healthcare treatments such as: GP, Prescriptions, Physiotherapy, nurse visits, and more. You won't pay any excess for claims under this option. See policy documents for full details.
- [Ultimate QE Page Intro](https://facdirect.co.nz/ultimate_health/ultimate-qe-page-intro/) - Instructions: Select the Applicants you want to insure. Fill in Applicants details, select the base Plan and Excess. Add extra benefits as required. To join nib click on "Apply Online" button. * Remember to bookmark this page so you can easily return.
- [Who we are?](https://facdirect.co.nz/ultimate_health/who-we-are/) - With over 65 years’ experience in providing health insurance and now cover over 1.5 million people across the Tasman, nib provide a range of health insurance options for Kiwis and their families, as well as for New Zealand companies who want health insurance for their employees. Family Assurance Centre, a trusted nib’s distribution partner has proudly served
- [](https://facdirect.co.nz/ultimate_health/ultimate-health-max/)
- [Trauma Condition Financial Support Option](https://facdirect.co.nz/ultimate_health/serious-condition-financial-support-option/) - Add to your policy a one-off lump sum payment cover, to help you reduce the strain of dealing with specific trauma conditions. You can use this lump sum on whatever you wish. For example paying off the mortgage or maybe a holiday to recuperate. Key features ✔ Choice of trauma lump sum cover – $20,000
- [Ultimate Health™](https://facdirect.co.nz/ultimate_health/ultimate-health-base/) - Base plan Key features; ✔ Up to $600,000 per person each policy year for private hospital surgical costs. ✔ Up to $300,000 per person each policy year for private hospital medical treatments (non-surgical) ✔ Non-Pharmac cover. ✔ Major diagnostic tests. ✔ Overseas treatments (up to $30,000 per treatment) ✔ Cover in Australia (up to the

## Easy Health

- [Easy QE Page Intro](https://facdirect.co.nz/easy_health/easy-qe-page-intro/)
- [Serious Conditions Lump Sum](https://facdirect.co.nz/easy_health/serious-conditions-lump-sum/) - This option pays out a one-off lump sum to help reduce the strain of dealing with specific trauma conditions. This cover applies to all adults and children aged 18 and above in your policy. You can use this lump sum for whatever you wish, such as paying off the mortgage or maybe a holiday to